A smarter way to borrow
£100 – £10,000*
All credit ratings can apply
Flexible repayments
Cash paid out same day**
All credit ratings can apply
Flexible repayments
Cash paid out same day**
Loan Calculator
| payments of | £XX |
| Total amount payable | £XX |
| Representative APR | 49.9% |
| Rate of interest | 49.9% |
| Repay in full by |
Representative Example: Borrowing £4,000 over 36 months, repaying £195.16 per month, total repayable £7,025.76. Interest rate 49.9% (variable). Subject to status.
We are a fully regulated and authorised credit broker and not a lender.
It’s as easy as 1,2,3
 | 1 minute application Simply fill in our short online application form |
|---|---|
 | We’ll find a lender that’s right for you! We work with a panel of over 30 lenders. We will do the hard work for you and find the lender that is most suitable for your borrowing requirements |
 | Receive your funds Once your application has been approved, we’ll transfer you directly to the lender to confirm your application |
How we compare
| How much can I borrow? | £100 – £10,000 | No upfront fees! |
|---|---|---|
| What are the repayment terms? | 1 – 5 years | No paperwork! |
| When can I apply? | 24 hours a day | No waiting, instant decision! |
| Can I pay in instalments? | Yes | Flexible repayment |
| Can I apply with bad credit? | Yes | All credit ratings can apply |
| Do you credit check? | No | We don’t credit check, but some lenders do |
Giving you an instant decision with 100% no obligation
We are one of the leading credit brokers/loan matching service in the UK. We only work with the most dependable lenders in the industry,helping people every day find a suitable loan.Once you have submitted the online application we will submit the information provided by you to the lenders on our panel. We work closely with the various lenders on our panel to ensure we can always find a loan that is suitable for your needs
We are a credit broker not a lender. We do not charge our customers a fee for providing this service. No one from Smart Money will ever contact you by email or phone and ask you to send us money.
* Subject to application being approved by the lender. Not all lenders are able to provide up to £15,000.
** Once approved your loan could be sent to you the same day. Not all lenders are able to provide same day transfer.
*** Some lenders before approving your application may do a soft credit check on you.
Smart Money UK is a registered trading name of Mindflow Marketing Ltd, registered in England and Wales under company number 09645483, with a registered office address of Manchester Business Park, 3000 Aviator Way, Manchester, M22 5TG. Mindflow Marketing Ltd is an Appointed Representative authorised and regulated by the Financial Conduct Authority under registration number (770925) and licenced by the Information Commissioner’s Office (ZA232696). Mindflow Marketing Ltd is an Appointed Representative of Maintain Marketing Ltd registered in England and Wales under company number 09829835, with a registered office address of Bayside Business Centre, Sovereign Business Park, Willis Way, Poole, Dorset, England, BH15 3TB. Maintain Marketing Ltd is authorised and regulated by the Financial Conduct Authority (727520) and licenced by the Information Commissioner’s Office (ZA202297)
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