Finding you the best loan
We find loans from lenders with periods longer than the well-known payday loans.
Interest rates are also much lower than payday loans, and with flexible repayment schedules.
We are committed to providing affordable loans to those who traditionally have taken out shorter-term finance. This allows easier repayments of money borrowed with fixed monthly repayments. This way, we have helped many people escape the circle of debt caused by repeated payday loans.
The benefit of applying with Smart Money Uk, is that we are a financial intermediary or broker. This means we have direct, instant, and online access to many different lenders – saving you the need to shop around. We offer this service 100% free of charge. Please be aware of companies charging you for a similar service, as you should not be made to pay.
Please be aware of any phone calls you have relating to a loan being approved. We are 100% online, and NEVER make any sales calls. We are also a licensed credit broker, and not a lender. As such, we have no say in whether a customer will be able to obtain a loan or not. There are scams circulating using various lender and credit broker names, whereby an email is sent, or a phone call made, pretending a loan has been approved and requesting payment up front. Under no circumstances would any reputable lender ask for payment up front for a loan, and they cannot approve a loan without taking a full application. For more information on example scams like this, please visit this page.
We are here to
What’s more, we have developed state-of-the-art software to make the experience of matching you up with a lender and the whole application process as seamless and stress-free as possible.
By applying with Smart Money, you are under no obligation to commit. We will find you a willing bad credit loan provider, and navigate you to their site. At this point, you do not have to accept the loan – the choice is yours. Please take the time to read and understand the lender’s offer, and if it isn’t for you, walk away.
Over the years, our team have helped over 400,000 people with their finances.
We look forward to adding you to our ever-growing list of happy customers.
If you’d like to get in touch, or have any questions you’d like answering before you apply, please visit our contact us page.