Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk | Representative 1013.3% APR | We're a licensed credit broker not a lender.

How it
works

Applying for a loan at smartmoney.co.uk is

quick, simple and easy.

1. Tell us about you.

Fill in our online application (this shouldn’t take you longer than 2 minutes). To enable us to find you a loan that meets your individual criteria and place you with a suitable lender please ensure all information provided to us is accurate.

2. Sit back and wait.

Once your application has been submitted our lenders will return a decision within less than 2 minutes.*

3. Confirm your loan offer!

Once your application has been accepted by one of the lenders on our panel, we will redirect you to the lender’s website. You may then need to confirm some details before accepting the loan and receiving your funds.**

smartmoneyuk.co.uk is one of the leading personal loan brokers within the UK. We pride ourselves on providing an efficient, secure and prompt service.  
* Depending on the information provided, the lenders within our panel may take longer than expected to give us a decision on your application.
** Once you have been redirected to the lender’s website, information about your loan is with the lender from this point. Before accepting the loan offer please ensure that you are happy with the APR offered and the terms and conditions of the lender.